This is a list of documentation needed for a loan Pre-approval. I thought i would post a list of what you might need to be prepared. When you do meet with your lender, he or she will advise you.
§ Copies of W-2's for the last two years;
§ Copies of paycheck stubs for the last 30 days (current);
§ Copies of checking and saving account statements for last three months(full statement, Ex. 1-5)
§ Copies of quarterly or semi-annual statements for checking, savings, IRA's, CD's, money market fund, stock, 401k, profit sharing, etc.;
§ Copy of executed sales contract
§ Copy of drivers’ license for applicant and co-applicant.
§ Employment history for the last two years (address any gaps of employment);
§ Residency history over the last two years, with name, phone number, address and account number of Land or Mortgage Company. Rental property copies of leases plus mortgage information.
§ Canceled earnest money check when it clears or corresponding bank statement, if applicable;
§ Commissioned -- if 25% or more of base, must have tax returns;
§ Check for the expense of appraisal & credit report;
§ Refinance Copy of Note, Deed of Trust, Settlement Statement, Survey, and Insurance information;
§ Any assets used for down payment, closing cost, and cash reserves must be documented by a paper trail;
§ If paid off mortgage in the last 2 years, need copies of HUD1;
This applies for most borrowers, it varies on your financial situation.